Protect What Matters Most

Straightforward life and final expense protection for families and business owners.

Why Trust Cardinal Insurance?

  • Independent agency licensed in Louisiana

  • Flexible solutions through trusted carriers like Catholic Life & Colonial Life

  • Personalized guidance built around your specific needs

  • Straightforward recommendations β€” no pressure, no confusion

  • Clear explanations so you understand exactly what your coverage does

How we protect what matters most

Whether you’re protecting your family, planning ahead, or caring for your employees β€” we make coverage simple and personal.

Term Life Protection

Affordable protection designed to replace income and protect your family’s financial foundation if the unexpected happens.

Final Expense Planning

Simple, permanent coverage that helps loved ones handle final expenses with clarity and dignity.

Workplace Benefits Solutions

Supplemental workplace benefits that help employers strengthen retention and support their workforce.


A Personal Note From the Founder

When someone reaches out about life insurance, it’s rarely just about a policy.

It’s about protecting income.
It’s about taking care of children.
It’s about making sure a spouse isn’t left with uncertainty.

I started Cardinal Insurance because I saw how often people felt overwhelmed or unsure about what they were buying. My goal has always been simple β€” slow the process down, ask better questions, and make sure protection actually makes sense for the person sitting across the table.

There’s no pressure here. No complicated presentations. Just a clear conversation about what would happen if life changed unexpectedly β€” and how to prepare for it.

If you choose to work with us, you’ll get honest guidance, responsiveness, and a commitment to doing things the right way.

I look forward to having that conversation with you.

β€” Ethan Smoorenburg

Ready to talk?

Whether you’re protecting your family or planning for your business, we’ll walk through your options together.

Simply fill out the form and we’ll personally reach out within one business day.